Terms of Use and Privacy Statement

Important Notes:

By accessing this website and any of its pages you are agreeing to the terms of use and privacy statement set out below, and by continuing to use this website following the posting of any changes to these terms, you are deemed to have accepted the changes made.


These Terms of Use are in addition to the terms and conditions contained in the other agreements which you have entered into with China Construction Bank Corporation Macau Branch (the “Bank”), including customer or account opening agreements, and any other agreements entered into with us in relation to our products and services. If there is any conflict between these Terms of Use and other agreements between you and us, the terms of those agreements will prevail.
1.

Personal Information Collection and Privacy Policy Statement

Welcome to the website of China Construction Bank Corporation Macau Branch. Whether you are a current customer or just visiting our website, the Bank safeguards the information you provide to us at this website. For more details about our privacy policy, please read our Notification Relating to the Legal Provisions on Personal Data Protection.


When you apply online for accounts or services, or enroll in online banking, you will be requested to provide personal information such as address, e-mail, telephone and fax numbers, as well as customer identification that is necessary for us to process your application. Unless the Bank is expressly authorized by you, or are required to do so by law, the Bank will not disclose, share, sell or divulge it to external organizations. The Bank handles your personal information, as well as your business activities and transactions, according to the Bank’s strict corporate' security standards.


Outsourcing of Personal Information - The personal data collected from you may be transferred to, stored, processed or otherwise administered by our head office or the head office’s branches or subsidiarieslocated outside the Macau Special Administrative Region ("Macau SAR"), who provides administrative, telecommunications, computer and other data mining and processing services to the Bank.

You have the right:

(i) to check whether the bank holds data about you and of access to such data;
(ii) to require the Bank to correct any data relating to you which is inaccurate;
(iii) to ascertain the Bank’s policies and practices in relation to data and to be informed of the kind of personal data held by the Bank; and

In accordance with the applicable laws, the Bank has the right to charge a reasonable fee for the processing of any data access request.

Nothing in these Terms of Use shall limit your personal data rights under the applicable laws.
2.

Information and Materials in Our Website

Any information, product or service provided in this website may be withdrawn or amended by the Bank at any time without advance notice. The eligibility of users for particular information, product or service is subject to the final confirmation of the Bank at its absolute discretion.


Information, products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by the Bank. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Nothing in these pages constitutes a personal recommendation and does not constitute an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction. The information contained in these pages, whether provided by the Bank or other information provider, is for information purposes only and does not intended to constitute a financial promotion or other financial, professional or investment advice in any way and should not be relied upon in that regard. Any opinions expressed in this website are subject to change without notice and may differ or be contrary to opinions expressed by other business areas as a result of using different assumptions and criteria.

Persons accessing these pages are advised to obtain appropriate professional advice when necessary.
3.

Copyright, Trade Mark

All materials displayed on this website including trade marks, logos and service marks are protected by copyright owned by the Bank and other relevant parties and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written permission of the Bank or such other parties.
4.

No Warranties

While every care has been taken in preparing the information and materials contained in this website, such information and materials are provided to you on an "as is" basis without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.
5.

Hyperlinks

The use of hyperlinks to other websites or resources is at the user's own risk. The contents, information provided, opinion expressed, and other links provided at these other sites are not investigated, verified, monitored, or endorsed by the Bank, and the Bank expressly disclaims any responsibility in relation thereto. The user provides any information or personal data to, and concludes any transaction with, such third parties via the hyperlinks at his own risk. Users are deemed to have irrevocably waived any claims against the Bank for any loss or damage suffered as a result of any access to or interaction with any other websites via this website.
6.

Use of Cookies and Spotlight Tags

Your visit to this site may be recorded for analysis on the number of visitors to the site and general usage patterns. Some of this information will be gathered through the use of "Cookies". A "Cookie" is a small text file placed on your hard drive by our Web Page server. Cookies are commonly used on websites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a Cookie will be accepted. The Bank uses Cookies to determine your service preferences. These Cookies do not collect personally identifiable information, and the Bank does not combine information collected through Cookies with other personal information to determine who you are or your e-mail address.


The Bank may also work with third parties (such as Adobe SiteCatalyst and Doubleclick) to research certain usage and activities on parts of our website on our behalf. Adobe SiteCatalyst and Doubleclick use technologies such as spotlight monitoring and "Cookies" to conduct research. The information collected through technologies such as Cookies and spotlight tags are used to find out more about our users, including user demographics and behavior and usage patterns, for more accurate reporting and to improve the effectiveness of our marketing. Information recorded through the use of these devices are aggregated and then shared with us. No personally identifiable information about you is collected or shared by Adobe SiteCatalyst and Doubleclick with the Bank as a result of this research. Should you wish to disable the Cookies associated with these technologies, you may do so by changing the setting on your browser. However, you may not be able to enter certain part(s) of our website and Online Banking.


To find out more about the use of Cookies and the information-gathering practices and opt-out procedures of Adobe SiteCatalyst or Doubleclick, please visit Adobe SiteCatalyst website at http://www.omniture.com/en/products/online_analytics/sitecatalyst; or Doubleclick's website at http://www.doubleclick.net .
7.

Exclusion of Liability

The Bank will not be liable, except in case of gross negligence or willful misconduct, for any loss or damage from your use of this website in the following instances (this list is not exhaustive):


a) any defects or malfunctions caused to any equipment and other software in connection with your access or use of this website, or any tampering with your computer system by unauthorised parties;
b) the use or reliance on information provided on or via this website;
c) the modification or misuse of information transmitted by you to the Bank or transmitted by the Bank to you;
d) any interruptions to the service, transmission blackouts, delayed transmission or the incorrect data transmission of this website at any time;
e) the misuse of this website;
f) any loss of data which may be suffered by you;
g) the downloading of any information or materials from this website or the use of any software made available by this website; or
h) any claims from third parties in connection with the use of this website.

8.

Ownership

All information submitted to the Bank via this website and all electronic records and documents in connection with any transaction or communication between the Bank and users via this website shall be deemed and remain the property of the Bank.
9.

Applicable Law and Jurisdiction

This website and these terms of use and privacy statement shall be governed by and construed in accordance with the laws of the Macau SAR. By accessing and continuing your use of this website, you agree to submit to the jurisdiction of the courts of Macau SAR in respect of any matters or disputes arising under this website.
   
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