繁 簡
2903 8303
Registration
Important Notes:
University Student Privilege

From now until April 30, 2017, University Students1 who use designated banking services can enjoy one Sony Headphone and First-year No Minimum Brokerage Commission Offer of Securities Trading!

University Student Privilege
Successfully open bank account2 Enjoy a Sony ZX310AP Headphone (RRP: $278)
First-year low balance account monthly maintenance fee Waiver
Open securities trading account3 First-year No Minimum Brokerage Commission Offer of Securities Trading (Maximum: HKD3,000)
Successfully register
“Parents Referral Reward” and
refer parent(s) to open bank account2 		Enjoy up to 4 pieces of Broadway Circuit HKD95 Ticket Exchange Coupon (Face Value:$380)

Experience now to enjoy
fabulous reward!


2903 8303

Registration
1Cardmember who must hold a principal card of eye credit card issued by the bank and has not maintained any account or banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months and must be a full-time student of one of the accredited universities in Hong Kong designated by the Bank.
2Open a HKD Savings / Checking account of the Bank with sign up the “Online Personal Banking Service” (including Online Banking PIN activation and first-time login to “Online Banking”) or apply for a UnionPay Dual Currency Debit Card (including successful usage of the card at least once).
3Eligible Customer has to open a new securities cash trading account during the Promotion Period. The offer is only applicable to the securities transactions done via automated trading channels of the Bank (including Online Banking and/or Mobile Banking and/or HK Securities Trading Application). The Bank will first charge the full amount of the brokerage commission for each Eligible Transaction and subsequently rebate the commission to Eligible Customer’s settlement account. Each Eligible Customer can only enjoy a maximum of HKD 3,000 commission rebate.
Offers and services are bound by related terms and conditions, please refer to the terms and conditions below or contact our staff for details.
Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investors should not invest based on this webpage alone. Before making any investment decision, customers must consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.

Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.

Shanghai-Hong Kong Stock Connect
Shanghai-Hong Kong Stock Connect is not covered by Hong Kong’s Investor Compensation Fund. It involves risks of quotas used up, difference in trading day, restrictions on selling imposed by front-end monitoring, recalling of eligible stocks, and mainland market risks.

RMB currency risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.

Disclaimer
This webpage does not constitute advice to buy or sell, or an offer with respect to any investment or insurance products, or any prediction of likely future movements in prices of any investment products. This webpage is issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This webpage has not been reviewed by any regulatory authorities in Hong Kong.
Terms & Conditions
Terms and Conditions of “University Students Open Bank Account Promotion” (“the Program”)

A. General Terms and Conditions
  1. The promotion is only applicable to the principal cardmember of eye Credit Card issued by China Construction Bank (Asia) Corporation Limited (“Bank”) and the relevant cardmember who has not maintained any account or banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months before the date of joining the Program, must be above 18 and a full-time student of one of the below accredited universities: University of Hong Kong, Chinese University of Hong Kong, Hong Kong University of Science and Technology, Hong Kong Polytechnic University, City University of Hong Kong, Hong Kong Baptist University, Lingnan University, The Education University of Hong Kong, Hong Kong Shue Yan University , The Open University of Hong Kong, Hang Seng Management College, Technological and Higher Education Institute of Hong Kong or Hong Kong Design Institute (“Eligible Customer”).
  2. The promotion period is from 6 June, 2016 to 30 April, 2017 (both dates inclusive) (“Promotion Period”).
  3. If the bank account is a joint name account, account holders must be Eligible Customers and only the primary account holder can enjoy the relevant reward.
  4. Eligible Customer will be entitled to the Offers (“Offers”) as specified under Section B only once during the Promotion Period. If Eligible Customer is entitled to below offers in conjunction with other promotional offers (including but not limited to Customer-Get-Customer Referral Program, Designated Branch Promotion and other Securities Trading Promotion), the Bank reserves the right to grant partial or all of offers entitled by Eligible Customer.
  5. Pursuant to the requirements as specified under Section B Offers below, Eligible Customer must maintain as the Bank’s valid customer or respective account/service (if applicable) at the time of receipt of the respective Offers. Otherwise, the reward under the relevant Offers will be forfeited absolutely and will not be provided to Eligible Customer through any other means.
  6. All of the Offers as specified under Section B below cannot be exchanged or redeemed for cash (if applicable) or other rewards. The Bank reserves the right to offer an alternative reward/gift as a replacement of partial or entire of the Offers without prior notice.
  7. The eligibility of Eligible Customer for the rewards of the Program shall be subject to the final decision of the Bank (at discretion of the Bank), for which the Bank is not obliged to provide any reason.
  8. The Bank is not the supplier of rewards/gifts specified under Section B below and the usage of rewards/gifts by Eligible Customer is subject to the terms and conditions of the relevant suppliers. The Bank should not be responsible for any legal liability in relation to the rewards/gifts. Any claim, complaint, or dispute concerning the rewards/gifts must be referred to and resolved between the relevant supplier and Eligible Customer, which shall in no way relieve from his/her obligations to the Bank.
  9. All pictures, product information and recommended retail price included in the promotional materials are for reference only.
  10. Eligible Customer is also bound by relevant terms and conditions for the banking products or services under the Program, please refer to the relevant promotional materials or visit the official website of the Bank or contact our staff for details. For the Program, in the event of any inconsistency between the relevant terms and conditions for the banking products or service, the Terms and Conditions of the Program shall prevail.
  11. The Bank reserves the right to vary, modify and terminate the Program and to amend any of these terms and conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
  12. If there is any inconsistency or conflict between the English and Chinese versions of Terms and Conditions of the Program, the English version shall prevail.
B. Welcome and Parents Referral Offer Details
  1. Subject to the conditions set out in this clause, the rewards will be offered to Eligible Customer as listed below.

    13.1 Welcome and Parents Referral Reward (“Welcome and Parents Referral Reward”)
    1. Eligible Customer who successfully opens a HKD Savings/ Checking account of the Bank and signs up “Online Personal Banking Service” (includes Online Banking PIN activation and first-time login to “Online Personal Banking”) or applies for a UnionPay Dual Currency Debit Card (includes usage of the card at least once successfully) at the same time during the Promotion Period will be entitled to the a Sony ZX310AP Headphone (Model No.: MDR-ZX310AP)(Recommended Retail Price:HKD278) (“Sony Headphone”) as Welcome Reward.
    2. Eligible Customer will be entitled to the low balance account monthly maintenance fee waiver for 12 months upon account opening. From the 13th month, if Eligible Customer’s combined daily average deposit balance is lower than the requirement of the Bank , the Bank will charge the low balance account monthly maintenance fee from Eligible Customer. For the related service fees, please refer to our Schedule of Service Fees of General Banking Service which is subject to change from time to time.
    3. Eligible Customer who fulfills the requirement of clause 13.1a listed above for the Welcome Reward, can complete the designated “Parents Referral Reward” online registration form and successfully refer parent(s) (“Referred Parents”) to open a HKD Savings/ Checking account and sign up “Online Personal Banking Service” (includes Online Banking PIN activation and first-time login to “Online Personal Banking”) or apply for a UnionPay Dual Currency Debit Card (includes usage of the card at least once successfully) at the same time during the Promotion Period, will be entitled to 4 pieces (Referred Parents are “PREMIER SELECT”/ “PREMIER BANKING” customer ) or 2 pieces (Referred Parents are other customers ) of Broadway Circuit HKD 95 Ticket Exchange Coupons (“Ticket Exchange Coupons”) as Parents Referral Reward. To be eligible to enjoy the Parents Referral Reward, the Referred Parents must not maintain any account or banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months before the date of joining the Program.
    4. Referred Parents must maintain as the Bank’s valid customer or respective account/service (if applicable) at the time of receipt of the Parents Referral Reward. Otherwise, the reward under the relevant Offer will be forfeited absolutely.
    5. The redemption letter of the Sony Headphone and/or Ticket Exchange Coupons will be sent to Eligible Customer’s local correspondence address with the Bank by mail according to below schedule.
      Promotion Period Account Opening Date Redemption letter /
      Ticket Exchange Coupons Mail Date
      First Promotion Period 6 Jun, 2016 to 31, Aug 2016 On or before 31 Oct, 2016
      Second Promotion Period 1 Sep, 2016 to 31 Oct, 2016 On or before 31 Dec, 2016
      Third Promotion Period 1 Nov, 2016 to 31 Dec, 2016 On or before 28 Feb, 2017
      Fourth Promotion Period 1 Jan, 2017 to 30 Apr, 2017 On or before 31 May, 2017

    13.2 First Year No Minimum Brokerage Commission Offer of Securities Trading (“No Minimum Brokerage Commission Offer”)
    1. Eligible Customer who has successfully opened a new securities cash trading account during the Promotion Period can enjoy the No Minimum Brokerage Commission Offer within the first 12 calendar months after the account is successfully opened.
    2. The No Minimum Brokerage Commission Offer is only applicable to buy and/ or sell transactions of HKD-denominated or RMB-denominated securities listed on the Stock Exchange of Hong Kong Limited (“SEHK”) (excluding IPO subscriptions) or SSE securities listed on Shanghai Stock Exchange (SSE) via automated trading channels of the Bank (including Online Banking and/or Mobile Banking and/or HK Securities Trading Application) (“Eligible Transactions”).
    3. The Bank will charge the brokerage commission based on the Bank’s latest Service Fees for Securities Trading Services for the Eligible Transaction. The Bank will first charge the full amount of the brokerage commission for each Eligible Transaction and subsequently rebate the brokerage commission related to the No Minimum Brokerage Commission Offer (“Commission Rebate”) to the relevant Eligible Customer as stipulated in clause 13.2d below.
      Example: If the prevailing brokerage commission is 0.18% and the minimum brokerage commission is HKD100.
      Brokerage commission amount calculated
      by prevailing brokerage commission (HKD)      		 Commission Rebate to be entitled (HKD)
      $36 $64
      $90 $10
      $108 $0
    4. According to the schedule as set out in the table below, the Bank will credit the Commission Rebate to the Eligible Customer’s relevant securities trading HKD settlement account regardless the currency of the Eligible Transaction is in HKD or RMB. If the Eligible Transaction is in RMB, the Bank will convert RMB to HKD (calculated according to the prevailing exchange rate adopted by the Bank of the date of calculating the rebate).
      Schedule:
      Transaction Period
      of Eligible Transaction      		 Month of crediting Commission
      Rebate to settlement account
      6 Jun, 2016 to 30 Sep, 2016 Oct 2016
      1 Oct, 2016 to 31 Dec 2016 Jan 2017
      1 Jan, 2017 to 31 Mar, 2017 Apr 2017
      1 Apr, 2017 to 30 Jun, 2017 Jul 2017
      1 Jul, 2017 to 30 Sep, 2017 Oct 2017
      1 Oct, 2017 to 31 Dec, 2017 Jan 2018
      1 Jan, 2018 to 30 Apr, 2018 May 2018
    5. Eligible Customer must maintain the relevant securities trading account and settlement account at the time of crediting the Commission Rebate; otherwise, it will be forfeited.
    6. There is no limit on the number of the Eligible Transactions and each Eligible Customer can only enjoy the Commission Rebate with a maximum limit of HKD3,000 of the No Minimum Brokerage Commission Offer. The minimum brokerage commission of subsequent Eligible Transaction will be charged (if applicable).
    7. The purchase of shares with No Minimum Brokerage Commission Offer must be sold through the Bank and must not be transferred to other bank or company, nor may they be withdrawn in physical form. Otherwise, the Commission Rebate will not be rebated without prior notice.
    8. Eligible Customer is required to pay other fee(s) apart from the brokerage commission including but not limited to transaction levy, trading fee, stamp duty, handling fee, securities management fee and transfer fee (if applicable). For details, please refer to the latest version of the Bank’s Schedule of Service Fees for Securities Trading Services.
    9. Securities Trading services, Online Banking, Mobile Banking and HK Securities Trading Application services are bound by related terms and conditions for services, please contact our staff for details.
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